This quiz is a general guide only and is not a loan application, pre-approval, credit decision or commitment to lend. Results are based on the ranges you choose and on 2026 program guidelines, which change. Program eligibility, income limits and purchase price limits are confirmed during a full review and underwriting. Income limits referenced: MHDC First Place 2026 limits for most Kansas City counties; USDA Section 502 Guaranteed FY2026 limits; HomeReady/Home Possible at 80% of the 2026 FFIEC median family income for the Kansas City MSA ($113,200). Down payment assistance programs are subject to funding availability.
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